We've all done it – spent hours writing a complicated budget that will finally rein in those pesky finances. Perhaps there will be a few weeks of following through on good intentions, before slipping right back into old habits. But should it really be that hard to write – and stick to – a realistic … [Read more...]
posted on September 17, 2015 by
Over 50’s want to work longer…
According to a research involving 500 people, conducted by the Commonwealth Bank and Financial Services Council, around 72% of people over 50 are happy to stay in the workforce longer and 61% state financial security as the major reason. The findings come after the survey was prompted by the … [Read more...]
posted on September 17, 2015 by
Stepathlon – we’re getting fitter by the day!
On 2nd September, Stephen, Anne, Cath and Chris, along with other office staff have undertaken a 100 Day Race, called Stepathlon. We have to walk 10,000 steps per day for two months. This equates to 6.5km per day minimum. Stephen and Chris have been getting up each morning and heading straight … [Read more...]
posted on September 17, 2015 by
End of Year Distributions from Managed Funds &Trusts within WRAP
Ever wondered how distributions affect unit prices or why there may be end of financial year delays to unit prices and transactions? We answer some common distribution questions and outline what to expect: What is a distribution? A distribution is a profit earned by a managed fund and paid to … [Read more...]
posted on July 29, 2015 by
10 Habits of Genuinely Charming People
Sure, everyone knows blunt, impolite and even rude people who are extremely successful. (I know a bunch of them.) But since we’re all more likely to build professional and personal relationships and do business with people we like, we’re naturally drawn to individuals who are polite, modest, … [Read more...]
posted on July 29, 2015 by
Centrelink Age Pension changes to commence 1.1.2017
The Senate has recently passed measures announced in the Budget in May 2015. New Asset Test cut-off thresholds for full payments have been announced as below: Benefit Recipient Old Threshold New Threshold Single homeowner $202,000 … [Read more...]
posted on July 29, 2015 by
The Real Value of Income from Shares
WHY SHARE INCOME CAN BE HIGHLY TAX-EFFECTIVE INCOME Term deposits and bonds pay predictable income at regular intervals. But the income they pay is fully taxable. Conversely, share income in Australia can be very tax effective because our ‘dividend imputation’ system means that if the company … [Read more...]
posted on July 8, 2015 by
Greek Financial Crisis 2015
The Greek financial and political crisis continues to run its course. Whilst the Greeks continue to not take responsibility for their own predicament, markets around the world have shown some volatility. Attached are two views on the current situation from Macquarie and Shane Oliver of … [Read more...]
posted on March 2, 2015 by
Edythe Wilkin
As far as I'm concerned my association (formerly with my husband Ian) has been a joint benefit. You have given me peace of mind that I can safely leave my financial matters in your hands. I have always had complete trust in your expertise and integrity and I've happily left you to get on with … [Read more...]
posted on March 2, 2015 by
Six ways the latest rate cut could affect your budget
The recent cut to official interest rates by 25 basis points (or ¼ pf 1%) down to 2.25% pa could result in the following. Cheaper Home Loans and Increase in Property Prices All four major banks have now cut their standard variable mortgage rates. On the flipside, this can mean property prices … [Read more...]
