10 Habits of Genuinely Charming People

Sure, everyone knows blunt, impolite and even rude people who are extremely successful. (I know a bunch of them.) But since we’re all more likely to build professional and personal relationships and do business with people we like, we’re naturally drawn to individuals who are polite, modest, … [Read more...]

Centrelink Age Pension changes to commence 1.1.2017

The Senate has recently passed measures announced in the Budget in May 2015. New Asset Test cut-off thresholds for full payments have been announced as below: Benefit Recipient                       Old Threshold          New Threshold Single homeowner                          $202,000           … [Read more...]

The Real Value of Income from Shares

WHY SHARE INCOME CAN BE HIGHLY TAX-EFFECTIVE INCOME Term deposits and bonds pay predictable income at regular intervals. But the income they pay is fully taxable. Conversely, share income in Australia can be very tax effective because our ‘dividend imputation’ system means that if the company … [Read more...]

Greek Financial Crisis 2015

The Greek financial and political crisis continues to run its course. Whilst the Greeks continue to not take responsibility for their own predicament, markets around the world have shown some volatility. Attached are two views on the current situation from Macquarie and Shane Oliver of … [Read more...]

Edythe Wilkin

As far as I'm concerned my association (formerly with my husband Ian) has been a joint benefit.    You have given me peace of mind that I can safely leave my financial matters in your hands.  I have always had complete trust in your expertise and integrity and I've happily left you to get on with … [Read more...]

Six ways the latest rate cut could affect your budget

The recent cut to official interest rates by 25 basis points (or ¼ pf 1%) down to 2.25% pa could result in the following. Cheaper Home Loans and Increase in Property Prices All four major banks have now cut their standard variable mortgage rates. On the flipside, this can mean property prices … [Read more...]

My Aged Care Website – RAD and DAP’s Now Published

To have a look at the published prices for various Aged Care Homes, click on the link below. Then go to the Aged Care Homes tab. Click on High Level residential care. Scroll to the bottom of the page. Click on "Find an aged care home". Enter the postcode. Select Level of Care, Special needs, … [Read more...]

Aged Care and the Value of the Family Home

For Aged Care purposes, the value of the family home is disregarded if at the time the person enters care it is occupied by: 1    the partner or a dependent child 2    a carer of the person who has occupied the home for the past 2 years continuously and was eligible to receive (not … [Read more...]

Financial Flexibility Key to Meeting Aged Care Costs

As is often the case, those with ‘financial flexibility’ will be best placed to meet their cost of care in the most effective way. People who have a house as well as significant assets outside their home will have the choice of keeping the house (and potentially renting it out) and utilising their … [Read more...]

Aged Care Placement Services

We are pleased to advise that we now have a referral contact within the Aged Care services industry.   Mary's experience within Aged Care facilities has given her unique insight into the needs of residents, and it is apparent that she is passionate about appropriate aged care placements and … [Read more...]