The dust has now settled, and several new tax and superannuation bills have been formally passed through the House of Representatives and Senate corresponding to the Government’s ‘Superannuation Reform Package’ announced back in the 2016 Federal Budget. The majority of the Government’s proposed … [Read more...]
posted on January 20, 2017 by
Salary Sacrifice
Salary sacrificing is a term that many of us have heard, but what does it actually mean and how can we benefit from its use? In our animation we consider the tax-effective and wealth accumulation benefits of entering into a salary sacrifice arrangement with your employer. Launch video... This … [Read more...]
posted on January 20, 2017 by
SMART Budgeting
For many of us that make resolutions, during or at the end of the year, we often unfortunately set ourselves up to fail. This may be due to a combination of factors such as unrealistic expectations, ill-defined goals and objectives, poor time management skills, the wrong mindset or simply just … [Read more...]
posted on January 20, 2017 by
Trauma: Exploring beyond the big four
When considering the potential for a future claim on our Trauma insurance, we often think about the big four traumatic medical events e.g. heart attack, stroke, cancer and coronary artery bypass. It is important to remember that contemporary trauma insurance policies now also provide greater … [Read more...]
posted on January 20, 2017 by
Google – Year in Search 2016
2016 was an eventful year in the finance world. With all this in mind, we provide you with a short video that looks back on 2016, to take some time to consider milestones that you have personally reached and how you are tracking for your future goals and objectives. Launch video... This article … [Read more...]
posted on December 21, 2016 by
President-elect Trump: What should you do?
In light of Donald Trump’s recent victory in the U.S. election, this short video by a respected research house, Morningstar Investment Management, provides information on President-elect Donald Trump’s initial impact on the economic market as well as potential short, medium, and long-term … [Read more...]
posted on December 21, 2016 by
Look beyond borders: 4 minutes experiment
According to Matthieu Ricard, “Empathy is the faculty to resonate with the feelings of others. When we meet someone, who is joyful, we smile. When we witness someone in pain, we suffer in resonance with his or her suffering.” In this short video, we see the power that empathy has when two people … [Read more...]
posted on December 21, 2016 by
A ‘Living’ Will: Advanced care directives
We generally expect that our wishes for medical treatment will be respected, but what happens when we are not able to make decisions, due to an accident, sudden illness, or a progressive disease. Having an advanced care directive is a way to ensure that our preferences for medical treatment are … [Read more...]
posted on December 21, 2016 by
TPD claim definitions explored
For many of us Total and Permanent Disablement cover forms a component of our overall personal insurance plan; in the event of a disabling sickness or injury it has been designed to help to take the financial stress off the table at a time when our world has been turned upside-down. In this article, … [Read more...]
posted on December 21, 2016 by
The three-bucket approach to retirement investing
When devising a retirement plan, there are several different strategies that a financial adviser can employ to make sure that you have enough to meet your retirement lifestyle needs. This may or may not include relying in part or in whole on other sources of income such as the Age Pension at some … [Read more...]
