Overspending is often framed as a self-control issue, but research suggests it’s rarely that simple. Our spending habits tend to be shaped by a mix of social pressures, emotional triggers, and issues of identity and self-worth. Add to that the convenience of online shopping, which has put a … [Read more...]

There’s no one-size-fits-all approach to managing your money. And especially when it comes to budgeting, the method that works for one person might feel restrictive or unrealistic for another. Finding the right system can take a bit of trial and error, but once you do, budgeting can feel less … [Read more...]

Saving for a home deposit can feel overwhelming. And with property prices seemingly always on the rise, it can feel like you’re chasing a moving target, no matter how much you put aside. But with a clear plan, realistic expectations and some discipline, you can make progress toward your goal sooner … [Read more...]

Having a healthy amount of cash in the bank can provide a sense of security. It gives you a safety net for emergencies and ready access to funds when you need them. But holding too much cash, especially for long periods, can come with hidden costs. Inflation erodes the value of cash There’s an … [Read more...]

The new year is the perfect time to pull back the curtain on your finances and check what’s working, what isn’t, and what could use some more attention. Here are a few key areas worth reviewing as you set yourself up for the year ahead. Reflect on the current state of your finances  If you … [Read more...]

When it comes to investing, advice (both good and bad) is never in short supply. But there’s one piece of advice that most investors can get behind, and that’s don’t put all your eggs in one basket. This simple idea – known as diversification – has become a cornerstone of smart investing. And for … [Read more...]

A good savings plan is key to getting ahead with your finances, but it won’t be worth its salt if you can’t stick to it. Here’s how to build a sustainable savings system that’s simple, realistic and easy to follow. Choose a good home for your savings Not all savings accounts are created equal. … [Read more...]

It’s an unfortunate fact of life these days but job security isn’t always a given. Companies go through rough patches, and the economy can take unexpected turns (as the last few years have done a stellar job of showing us). For the average worker, the prospect of redundancy or any other unwelcome … [Read more...]

It’s natural to want to help your kids, but if that support continues into their adult years it can be difficult to know when and where to draw the line. If you’re nearing retirement and have unwittingly taken on the role of ATM for your children, here are a few things to consider. Why boundaries … [Read more...]

The job market is more competitive than ever these days, and standing out takes more than just a polished resume. Whether you’re fresh out of uni, chasing a higher salary, or hoping to make the jump to a different field, here are a few tips to help you stand out. Leverage your network Many … [Read more...]